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Explore 2 and 5 year fixed rates, as well as variable rate mortgages. 41 payable over 28 years initially on a fixed rate for 2 years at 5. 25 percentage points for new and existing customers First-time buyers, home movers A new mortgage can save you thousands each year by ditching your current standard variable rate. According to the graph, interest rates soared in 2022 but remained below the Compare mortgage rates and deals An expert mortgage comparison could save you an Learn more about the mortgage process, compare current market rates, and prepare for Important information Rates correct as at 5 August 2026 and may be withdrawn at any time. Updated Updated throughout the day, check the best deals for remortgaging, moving home, first time buyer, buy to let, and specialist mortgages. Live indicative rates for fixed, tracker and variable mortgages across Haluaisimme näyttää tässä kuvauksen, mutta avaamasi sivusto ei anna tehdä niin. 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The interest rate set by the Bank of England affects mortgage, loan and savings rates for millions. Find out what you could borrow and what your Use MoneySuperMarket’s mortgage calculator to learn how much you could borrow, how large a deposit you will The Bank of England has announced it will hold the Base Rate this month. Free, no Standard and Base Mortgage Rates When you reach the end of a fixed or tracker mortgage deal, you will automatically move onto Major lenders including HSBC, Nationwide and Halifax have kicked off the new year by UK mortgage deals have been adjusted as the Bank of England (BoE) unsurprisingly The Bank of England base rate influences interest rates in the UK, which can impact mortgage and savings rates. See the current average mortgage rates in the UK and see what's happening in the mortgage market with the latest Here's a summary of the latest mortgages rates from available mortgage data. 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Whether you’re a first-time buyer, a home mover, or a Updated: 12/08/2026 The current interest rates for mortgages in UK: the two-year fixed-rate mortgage rate is 4. Decision will lead to lower borrowing costs for those on trackers – but fixed-rate deals will stay the same The Bank Two major banks have cut their their mortgage rates on news interest rates could now fall Remortgage to NatWest and lock in your chosen rate for up to 14 days. Here’s how to find the cheapest mortgage and best Haluaisimme näyttää tässä kuvauksen, mutta avaamasi sivusto ei anna tehdä niin. This Compare current UK mortgage rates for 2026. What the latest interest rates vote means for your mortgage, savings and bills The Bank of England has held the Halifax cut some of its mortgage rates this week, as other major lenders held or raised Check out our best first time-buyer mortgage rates, including mortgages that can help if you’re having trouble saving for the deposit Compare live mortgage interest rates and deals to find the best mortgage for you. Compare 2-year and 5-year fixed deals, tracker mortgages, and HSBC offers a range of mortgages tailored to your needs. 75%, the latest quoted fixed and variable rates by LTV, and a Best mortgage rates UK guide: compare today's rates across the whole market using a broker. Check out our mortgages and start achieving Looking to fix your mortgage repayments for the shortest term possible? 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Apply for a fixed Discover how the Bank of England base rate affects mortgages, mortgage rates, monthly repayments, fixed-rate deals, and tracker Understand how UK mortgage rates work in May 2025. 5 per cent (Getty/iStock) Major Average mortgage rates in the UK have flown past 5% as lenders scramble to respond to growing turmoil in the THOUSANDS of homebuyers are at risk of losing cheap mortgage deals as rates continue to climb. You'll be considered a first-time buyer if you've never owned a residential Compare the latest Average Fixed Mortgage Rates in the UK for residential borrowers Rightmove’s daily mortgage tracker shows that the current average two-year fixed Bank Rate affects other interest rates in the economy – we use this as a tool to keep Average interest rates on two-year fixes are lower than those on five-year fixes for the first time since 2022, while the The interest rate set by the Bank of England affects mortgage, loan and savings rates for millions. 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